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Leadership100 Best Companies to Work For

These 9 Companies Offer 100% Healthcare Coverage

By
Jonathan Chew
Jonathan Chew
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March 9, 2016, 7:12 PM ET
Healthcare companies
BERLIN, GERMANY - SEPTEMBER 05: A doctor holds a stethoscope on September 5, 2012 in Berlin, Germany. Doctors in the country are demanding higher payments from health insurance companies (Krankenkassen). Over 20 doctors' associations are expected to hold a vote this week over possible strikes and temporary closings of their practices if assurances that a requested additional annual increase of 3.5 billion euros (4,390,475,550 USD) in payments are not provided. The Kassenaerztlichen Bundesvereinigung (KBV), the National Association of Statutory Health Insurance Physicians, unexpectedly broke off talks with the health insurance companies on Monday. (Photo by Adam Berry/Getty Images)Photograph by Adam Berry—Getty Images

Full employer-covered insurance plans seem like a relic from long ago. Even with the Affordable Care Act, more and more of the U.S. workforce is being required to pay for insurance plans out-of-pocket—and the cost of healthcare will only continue to rise. Single and family premiums for employer-sponsored health insurance are growing at an average of 5% since 2005, but surprisingly, there are still a few companies that continue to pay for all healthcare premiums for employees.

To help defray the costs to employees, some companies have opened on-site fitness centers and have begun using technology as part of their wellness programs. One study estimates that by 2018, more than 13 million wearable devices will be integrated into health and wellness benefits plans offered by businesses.

These nine businesses are the ones on this year’s list of the 100 Best Companies to Work For that give full healthcare protection to their employees. Here’s a closer look at their benefits programs.

Kimley-Horn and Associates

What the company offers: Covers 100% of an employee’s healthcare premium and 90% of his or her dependent’s premiums. Coverage includes dental care, vision care, prescription drug subsidies, mental health care, fertility treatments and alternative treatments like acupuncture and homeopathy.

Part-time eligibility?: Yes, the company offers healthcare coverage to part-timers who work at least 30 hours a week.

Special perks: The design consulting firm partners with Bright Horizons to offer employees back-up childcare to use when ordinary care falls through. There are also on-site flu shots.

See the other perks at Kimley-Horn on our list of the 100 Best Companies to Work For.

Nugget Market

What the company offers: Covers 100% of an employee’s healthcare premium and 80% of his or her dependent’s premiums. Coverage includes dental care, prescription drug subsidies, vision care, mental health care and alternative treatments that include chiropractic. 

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 22 hours a week.

Special perks: This family grocery business adds long-term disability insurance policy and company-paid life insurance on top of its industry-leading healthcare coverage.

See the other perks at Nugget Market on our list of the 100 Best Companies to Work For.

NuStar Energy

What the company offers: Covers 100% of an employee’s healthcare premium and 100% of his or her dependent’s premiums. Coverage includes dental care, prescription drug subsidies, vision care, and onsite health benefits like breast cancer screening and cholesterol tests.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 20 hours a week.

Special perks: If you’re looking for some of the more unique health benefits inside a workplace, look no further than this Texas-based oil pipeline and terminal operator. There are free fitness center memberships and a comprehensive wellness assessment for all employees. There’s a smoking cessation program, subsidized chair massages and annual health fairs as well.

See the other perks at NuStar Energy on our list of the 100 Best Companies to Work For.

Perkins Coie

What the company offers: Covers 100% of an employee’s healthcare premium and 50% of his or her dependent’s premiums. Coverage includes fertility treatments, dental and vision care, mental health care and prescription drug subsidies.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 19 hours a week.

Special perks: This firm offers blood pressure screening, which is thoughtful given the reputed stress and long hours required of lawyers. There are also childcare reimbursements during business travel days, and there’s also access to Weight Watchers meetings.

See the other perks at Perkins Coie on our list of the 100 Best Companies to Work For.

The Boston Consulting Group

What the company offers: Covers 100% of an employee’s healthcare premium and 100% of his or her dependent’s premiums. Coverage includes dental and vision care, mental health care, fertility treatments, and alternative treatments such as acupuncture and chiropractic.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 20 hours a week.

Special perks: All employees at this management consulting firm receive comprehensive health care coverage, with an average co-pay of $5 or less. Even emergency room visits are free, and there’s 24-7 access to U.S. board-certified doctors via phone or video.

See the other perks at The Boston Consulting Group on our list of the 100 Best Companies to Work For.

Ultimate Software

What the company offers: Covers 100% of an employee’s healthcare premium and 100% of his or her dependent’s premiums. Coverage includes mental health care, prescription drug subsidies, dental and vision care, acupuncture and homeopathy.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 30 hours a week.

Special perks: This cloud human capital management company offers a battery of health tests for their employees, including cholesterol tests, blood pressure screenings and flu shots. Those who work here are also offered offsite subsidized childcare.

See the other perks at Ultimate Software on our list of the 100 Best Companies to Work For.

Arthrex

What the company offers: Covers 100% of an employee’s healthcare premium and 50% of his or her dependent’s premiums. Coverage includes dental and vision care, mental health care, prescription drug subsidies.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 29 hours a week.

Special perks: At all locations of this manufacturer of orthopaedic surgical devices and products, Arthrex provides on-site medical clinics as an optional and free of charge-service to employees and family members. Staff members can receive skin and prostate cancer screenings and other medical tests at these facilities.

See the other perks at Arthrex on our list of the 100 Best Companies to Work For.

FactSet Research Systems

What the company offers: Covers 100% of an employee’s healthcare premium and 100% of his or her dependent’s premiums. Coverage includes dental and vision care, mental health care, fertility treatments and prescription drug subsidies.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 30 hours a week.

Special perks: For those who want dietary advice, this financial data and analytics firm offers an onsite nutritionist at their headquarters. There are also fitness challenges to help employees keep to their goals. 

See the other perks at FactSet Research Systems on our list of the 100 Best Companies to Work For.

GoDaddy

What the company offers: Covers 100% of an employee’s healthcare premium and 50% of his or her dependent’s premiums. Coverage includes acupuncture, chiropractic, dental and vision care, mental health care, fertility treatments and prescription drug subsidies.

Part-time eligibility?: The company covers part-time employees' premiums when they work at least 1 hour a week.

Special perks: This company gives small businesses web hosting tools, and a host of health benefits to its staff, including cholesterol tests, blood pressure screenings, flu shots, a fitness center and complete biometric screenings.

See the other perks at GoDaddy on our list of the 100 Best Companies to Work For.

 

Check out the full list of Fortune’s 100 Best Companies to Work for at fortune.com/best-companies, where you’ll find dozens of job searching tips and secrets from their recruiters on how to get hired.

About the Author
By Jonathan Chew
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