Personal Finance

    n this March 5, 2012, file photo, consumer credit cards are posed in North Andover, Mass.

    Don’t hold your breath waiting for a lower mortgage rate or auto loan after the Fed cut, analyst says: ‘Unlikely to make a noticeable difference’

    For prospective homebuyers, the market has already priced in the rate cut, and steep auto loans aren’t expected to decline anytime soon, experts say.

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    September 17, 2025

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