The Conversation

Personal Finance Credit scores are critical for getting approved for home and car loans. Here’s how they’re calculated and how you can improve your score
BYD. Brian Blank, Tom Miller Jr., and others
Lifestyle People can’t get enough of spontaneous moments because they think it reveals authenticity—but they like a plan when money’s on the line
BYJacqueline Rifkin, Katherine Du, and others
Europe Moldova is desperate to get into the EU but it’s going to be have a tough time getting out of Russia’s long shadow
BYTatsiana Kulakevich and The Conversation
Tech Here’s what it might look like if A.I. is deployed to sway elections—And what we can do to stop it
BYArchon Fung, Lawrence Lessig, and others
Asia The Chinese Yuan could finally become a fierce competitor for the US dollar
BYTuugi Chuluun and The Conversation
Finance Social Security is in trouble: Checks could be cut 23% by 2034
BYAndrew Rettenmaier, Dennis W. Jansen, and others