• Home
  • Latest
  • Fortune 500
  • Finance
  • Tech
  • Leadership
  • Lifestyle
  • Rankings
  • Multimedia
LeadershipraceAhead

How Repealing the ACA Will Affect Minorities

Ellen McGirt
By
Ellen McGirt
Ellen McGirt
Down Arrow Button Icon
Ellen McGirt
By
Ellen McGirt
Ellen McGirt
Down Arrow Button Icon
January 10, 2017, 10:03 AM ET

Hi, I’m Jeremy Quittner, a writer for Fortune.com’s Venture channel. I’ll be filling in for Ellen McGirt until Wednesday while Ellen crunches on some magazine assignments.

The new Republican Congress will soon attempt to repeal the Affordable Care Act.

While their replacement plan is currently unknown—possible ideas include a system of tax credits or refunds and health savings accounts linked to high-deductible health care plans—broadly speaking, rolling back President Obama’s signature law is likely to cause confusion and chaos for the health care market.

Lacking a replacement strategy by Congress, an estimated 18 million people who obtained coverage since 2013 via new state and federally administered exchanges are likely to have their coverage thrown into limbo.

Certainly whites made up the biggest group of newly insured Americans under the ACA, with 9 million new people gaining coverage. But poorer minorities also benefited dramatically from provisions in the ACA, including an expansion of Medicaid that provided health care subsidies for many low-income people.

Three million African Americans and 4 million Hispanics–the minority group most likely to lack health insurance–accessed coverage through the ACA. As a result, these groups saw uninsured rates drop 11.8 percentage points and 11.3 percentage points, respectively. That’s according to a 2016 report from the Assistant Secretary for Planning and Evaluation, the principal advisor to the Department of Health and Human Services (HHS).

Other minorities, such as LGBT people, benefited in different ways. The health care act forbid health care providers who take funding from the HHS from discriminating on the basis of sexual or gender orientation. It allowed same-sex families to apply for joint coverage. It also removed lifetime caps on care for chronic conditions, such as HIV, where the annual cost of treatment can be very high.

These groups will continue to be vulnerable without the ACA or something like it, particularly because of its anti-discrimination provisions.

As it is, there are major disparities in the mortality and morbidity rates of black and white Americans. A report published in October by the centrist Brookings Institution highlights some of the statistics: black infants die at twice the rate of their white counterparts—a gap that increases, rather than decreases, as black families become more affluent and educated; black men have the shortest life expectancy of any group; and college-educated whites outlive both black men and women with a high school education or less by a decade or more.

The reasons are varied, and not all a direct result of explicit discrimination — broader economic problems, such as housing inequality and access to healthy food, contribute as well. But unconscious bias has been shown to influence the care black patients receive.

“When compared to whites, black patients are referred to see specialists less often, receive less appropriate preventive care such as mammography and flu vaccines, receive fewer kidney and bone marrow transplants, receive fewer anti-retroviral drugs for HIV, receive fewer antidepressants for diagnosed depression, and are admitted less often than whites for similar complaints of chest pain,” the report finds.

A recent Kaiser Permanente report shows that other minorities, including Hispanics and Native Americans, also have disproportionately bigger challenges accessing and using health care than whites.

If the ACA is repealed, it will cost the economy about $350 billion over the next 10 years, according to a recent Committee for a Responsible Federal Budget report, and it would leave no revenue left over for a replacement plan.

While the ACA was not a perfect solution, it laid the groundwork not only for opening up access to health care, but for tackling ways to make health care more equitable for everyone. Without it, and with no revenue for a new plan, the health care environment is likely to revert to the way it was prior to 2010. And in that environment, minorities will continue to suffer most.

On Point

Two men dressed as Ku Klux Klan members crash Jeff Sessions' confirmation hearing Donald Trump's nominee for Attorney General, Alabama Sen. Jeff Sessions, saw his confirmation hearing disrupted this morning by two protesters in KKK costumes. As security removed them, they yelled “you can’t arrest me, I am white!” and “white people own this government!” Since his nomination, Sessions' record of racist remarks and behavior have been front and center. In his opening statements during today's hearing, Sessions said he understands “the history of civil rights and the horrendous impact that relentless and systemic discrimination and the denial of voting rights has had on our African-American brothers and sisters.” The last time Sessions faced a confirmation hearing was in 1986, when President Ronald Reagan nominated him for a federal judgeship. That nomination was refused.
Washington Post

Trump’s pick for Homeland Security says he’s committed to diversity, tolerance
Retired Marine Gen. John Kelly will pledge to “speak truth to power” as secretary of Homeland Security, according to prepared testimony for his Senate confirmation hearing today. Kelly will likely speak about Trump’s controversial campaign promises, which include a halt on Muslim immigration and a wall along the Mexican border.
Politico

California bans government travel to states with anti-LGBT laws
The Golden State has banned taxpayer-funded travel to Kansas, Mississippi, North Carolina, Tennessee, and any other state with laws that target the rights of LGBT individuals and families. The ban is the result of Assembly Bill 1887, which was signed into law in September 2016 and went into effect January 1 of this year. "California must take action to avoid supporting or financing discrimination against lesbian, gay, bisexual, and transgender people," according to the state’s legislature.
The Advocate

As the Women’s March comes together, a divide forms
The Women’s March on Washington is expected to be the largest demonstration yet against Donald Trump. But while it’s an event meant to unite, conversations about race are making some women feel unwelcome.
The New York Times

The Woke Leader

Meet the woman who designed the sets for ‘Moonlight’ and Beyoncé’s ‘Lemonade’
Hannah Beachler has helped bring to life some of the most highly acclaimed films and videos of the moment. As Hollywood’s only top-level black female production designer, she’s had a firsthand view of the industry’s diversity gap on and off-screen. "I think it's a combination of films not hiring enough people of color, and people not knowing that this is even an option as a career path,” she says. “I’m hoping that maybe I change some minds on the Hollywood side, and also maybe introduce aspiring professionals to this idea as an option. Like hey, everyone! In case you didn't know, there's a really great craft in production design!"
Refinery29

How this LGBT entrepreneur created a company that bets big on diversity
Robyn Streisand, entrepreneur and second-cousin of legendary singer Barbra Streisand, operates a collective of media, marketing, and communications agencies that can service clients under a single contract. What differentiates her business from others: each member company must be “a certified-diverse business.”
Fortune

Quote

Turn your wounds into wisdom.
—Oprah Winfrey
About the Author
Ellen McGirt
By Ellen McGirt
See full bioRight Arrow Button Icon

Latest in Leadership

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025

Most Popular

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Fortune Secondary Logo
Rankings
  • 100 Best Companies
  • Fortune 500
  • Global 500
  • Fortune 500 Europe
  • Most Powerful Women
  • World's Most Admired Companies
  • See All Rankings
  • Lists Calendar
Sections
  • Finance
  • Fortune Crypto
  • Features
  • Leadership
  • Health
  • Commentary
  • Success
  • Retail
  • Mpw
  • Tech
  • Lifestyle
  • CEO Initiative
  • Asia
  • Politics
  • Conferences
  • Europe
  • Newsletters
  • Personal Finance
  • Environment
  • Magazine
  • Education
Customer Support
  • Frequently Asked Questions
  • Customer Service Portal
  • Privacy Policy
  • Terms Of Use
  • Single Issues For Purchase
  • International Print
Commercial Services
  • Advertising
  • Fortune Brand Studio
  • Fortune Analytics
  • Fortune Conferences
  • Business Development
  • Group Subscriptions
About Us
  • About Us
  • Press Center
  • Work At Fortune
  • Terms And Conditions
  • Site Map
  • About Us
  • Press Center
  • Work At Fortune
  • Terms And Conditions
  • Site Map
  • Facebook icon
  • Twitter icon
  • LinkedIn icon
  • Instagram icon
  • Pinterest icon

Latest in Leadership

hoskins
Commentaryoffices
Gensler Co-Chair: Hot-desking was supposed to save money. It may be costing you your culture
By Diane HoskinsApril 30, 2026
5 minutes ago
The $665 billion question: Will Big Tech’s AI gamble pay off?
NewslettersCEO Daily
The $665 billion question: Will Big Tech’s AI gamble pay off?
By Diane BradyApril 30, 2026
1 hour ago
Aerie built a $2 billion brand by rejecting Victoria’s Secret’s old playbook. Now it wants to win the AI backlash.
C-SuiteRetail
Aerie built a $2 billion brand by rejecting Victoria’s Secret’s old playbook. Now it wants to win the AI backlash.
By Phil WahbaApril 30, 2026
4 hours ago
Google Cloud revenue is now 18% of Alphabet’s business. Is this the beginning of the end of Google’s search identity?
Big TechGoogle
Google Cloud revenue is now 18% of Alphabet’s business. Is this the beginning of the end of Google’s search identity?
By Alexei OreskovicApril 29, 2026
9 hours ago
A man in a suit and tie
InvestingMeta
Meta just bumped its 2026 capex forecast up to as much as $145 billion for the AI boom—and investors flinched
By Amanda GerutApril 29, 2026
11 hours ago
teri
BankingBanks
Exclusive: America’s largest Black-owned bank launches podcast with mission to unlock hidden shame holding back generational wealth
By Nick LichtenbergApril 29, 2026
11 hours ago

Most Popular

Apple cofounder Ronald Wayne—whose stake would be worth up to $400 billion had he not sold it in 1976—says that at 91, he has no regrets
Success
Apple cofounder Ronald Wayne—whose stake would be worth up to $400 billion had he not sold it in 1976—says that at 91, he has no regrets
By Preston ForeApril 27, 2026
3 days ago
‘Take the money and run’: Johns Hopkins economist Steve Hanke on why the UAE quit OPEC
Energy
‘Take the money and run’: Johns Hopkins economist Steve Hanke on why the UAE quit OPEC
By Shawn TullyApril 29, 2026
1 day ago
‘The cost of compute is far beyond the costs of the employees’: Nvidia executive says right now AI is more expensive than paying human workers
AI
‘The cost of compute is far beyond the costs of the employees’: Nvidia executive says right now AI is more expensive than paying human workers
By Sasha RogelbergApril 28, 2026
2 days ago
Jamie Dimon gets candid about national debt: ‘There will be a bond crisis, and then we’ll have to deal with it’
Economy
Jamie Dimon gets candid about national debt: ‘There will be a bond crisis, and then we’ll have to deal with it’
By Eleanor PringleApril 29, 2026
24 hours ago
‘They left me no choice’: Powell isn’t going anywhere—blocking Trump from another Fed appointee
Banking
‘They left me no choice’: Powell isn’t going anywhere—blocking Trump from another Fed appointee
By Eva RoytburgApril 29, 2026
15 hours ago
More than two-thirds of U.S. schools say they’re unable to afford the cost of student free lunch—and MAHA’s dietary guidelines may make it worse
Economy
More than two-thirds of U.S. schools say they’re unable to afford the cost of student free lunch—and MAHA’s dietary guidelines may make it worse
By Sasha RogelbergApril 29, 2026
1 day ago

© 2026 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information
FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.