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Here are the 2020 tax brackets. What is your rate?

November 7, 2019, 5:43 PM UTC

After last year’s sweeping changes to the tax code, you might think things were fairly fixed for 2019. Nope.

The Internal Revenue Service released an update for individual income tax brackets to adjust for inflation. While the tax rates themselves haven’t changed, the income amounts defining them have.

Curious where you stand? As always, it depends, in part, on how you file.

Download the 2020 tax bracket table here.

The changes don’t stop with the updated tax brackets, though. The standard deduction is now higher, climbing to $12,400 for singles and $24,800 for married people filing jointly in 2020. Personal exemptions were also eliminated.

If you qualify for a Health Savings Account, you can add a little more. The individual limit has been raised from $3,500 to $3,550 and the family plan max has jumped $100 to $7,100. (Remember, those balances can be rolled over from one year to the next and can accrue interest tax free.)

Contribution limits for 401(k) and 403(b) (along with some 457 plans) jumped from $19,000 in 2019 to $19,500. And people who are over 50 can now contribute up to $6,500.

And the lifetime gift and estate tax exemption has climbed to $11.58 million per individual, a $118,000 increase from 2019. That shields your loved ones from federal estate and gift taxes when you die.

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