Change the World 2026
As a member-owned credit union, Vancity City Savings Credit Union focuses on both impact and profit as it approaches lending decisions. The company is building products that improve mortgage affordability and reduce emissions. Member deposits fund member loans, and the company redistributes profit to members and the community through a Shared Success Program, in which the company shares 30% of its profits each year. Meanwhile, the company has built relationships with Indigenous partners to produce more capital for entrepreneurs. It’s also investing in women entrepreneurs by increasing loan limits on loans for starting and growing women-led companies.