Are you ready for retirement? Digitally oriented wealth management firm Personal Capital has built a thriving business around helping people answer that pressing question. The company was acquired by Denver-based Empower, the nation’s second-largest retirement plan administrator, in June 2020 but continues to operate as its own unit. Personal Capital’s digital retirement planner lets you add granular, personalized information to show whether your savings are on track, and also lets you “run” different scenarios to see how your retirement plan may be affected (you buy that second home in Colorado, your daughter opts for medical school, etc.). They also offer fee-based advisory services—as of Sept. 30, 2020, they had $14 billion under management for 25,000+ clients.