The companies on the Global 500 employ 70.2 million people, and their revenue represents more than one-third of the world’s GDP.

Fortune Global 500

Fortune partnered with Great Place to Work to analyze survey feedback representing nearly 155,000 U.S. employees.

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Employees say:"They create such a positive environment. MetLife invests in their employees! The management all the way to the top genuinely really care about the employees! They want them to continuously learn and create career paths to keep moving up. They have great committees like Getting Connected that have wonderful events so that employees from all different departments get together so we can reinforce the importance of community, connection &amp; cross team collaboration. They have wonderful Wellness programs for the employees too!"

Best Large Workplaces in New York

With a combined revenue of $21 trillion and $2.1 trillion in profits, the 2026 Fortune 500 is the definitive list of America's largest companies.

Fortune 500

The 300 companies on this year’s list brought in over $12.5 trillion in revenue for the latest 12 months, with the median revenue figure at $24 billion.

America's Most Innovative Companies

AI is a major force shaping this year’s list—but it’s far from the only story.

World's Most Admired Companies

This year's 100 Best Companies to Work For are rebuilding the social contract at work so people feel supported, trusted, and future-ready as they undergo that transition.

100 Best Places to Work 2026_MetLife

Employees say:"My current leadership treat me like an adult - they challenge me, trust me to do the work, provide critical (helpful) feedback, and have their priorities in order. If my family ever needs me, I don't even have to ask - the answer is 'go.' I can't express how much that means to me. Also, the team that I work on is incredibly knowledgeable, kind, and proactively helpful. It's unusual to have so many great people in one place."

Fortune 100 Best Companies to Work For

Organizations are assessed on their efforts to create great workplaces—and positively impact people and communities across the world.

Worlds-Best-Workplaces-2025_Metlife_picture for world's best1

MetLife ranks No. 10 on the 2025 World’s 25 Best Workplaces list.

World’s 25 Best Workplaces

The companies on this annual list make a conscious effort to be supportive, inclusive workplaces.

2025 Best Large Workplaces for Women_MetLife_US1__68a71ffe383bc91cadd06a8c_1

Employees say:"MetLife truly cares about your overall well-being. I've been with the company for 15 years and when I had a health scare last year, management sprang into action and with my grateful agreement, put me into a role within the same department that gave me more flexibility to truly focus on healing. Giving time off work for doctor appointments and physical healing is fairly commonplace in corporate settings. Meeting as a management team to collectively and proactively move an employee into a new position, without it being a step down, that they knew would aid in mental healing as well is exceptional."

100 Best Large Workplaces for Women

Companies that foster an environment that supports professional growth are more likely to thrive and successfully adopt digital innovation. Here are the 100 best places to work in Europe—and how they stay that way.

MetLife ranks 11 on this year’s Fortune 100 Best Companies to Work For – Europe list.

Fortune 100 Best Companies To Work For – Europe

See which workplaces made this year's list.

Employees say:"I feel that MetLife is the best place to work I ever had for my almost 30 year carrier. First it's great people - thoughtful, encouraging, supportive. I feel that the company always wants to do the right things. I love the fact that I am learning every day of my work. I feel safe and valued. I have exceptional managers."

Best Large Workplaces in Financial Services and Insurance

The corporations on our annual list of the world's 500 largest companies combined to generate $41.7 trillion in revenue over the past year.

Fortune partnered with Great Place to Work to analyze survey feedback representing nearly 145,000 U.S. employees.

Best Workplaces_New York_Large_2025-MetLife_US1__67fd6364bb07cc513ab900de_2

Employees say:"MetLife continues to go above and beyond for it's employees and the customers/brokers we serve. You can feel the sense of pride our employees have in doing a great job for our customers/brokers and also our team. Consistently I come across employees from our company who have been at MetLife for 10+ years and it is due to the support, continued career opportunities, knowledgeable team members, and ability to make a meaningful impact to our customers/brokers all around the world."

Almost $20 trillion in revenue—and a record-breaking $1.87 trillion in profits. Introducing the 2025 Fortune 500, the definitive list of the biggest companies in America.

The top companies on our list have one thing in common: Staff largely trust leadership to see them as well-rounded people and reward them for a job well done.

GPTW_100BestCompaniesToWorkFor_2025-MetLife_US1__20241210214006_1

Employees say: "I feel that MetLife is the best place to work I ever had for my almost 30-year carrier. First, it's great people—thoughtful, encouraging, supportive. I feel that the company always wants to do the right things. I love the fact that I am learning every day of my work. I feel safe and valued. I have exceptional managers."

The 300 companies on this year’s list brought in over $12.6 trillion in revenue for the latest 12 months, with the median revenue figure at $22 billion.

Leaders in all industries rely more than ever on Big Tech—and appreciate the giants that deliver, at scale, without drama.

Organizations are assessed on their efforts to create great workplaces and positively impact people and communities across multiple countries around the world.

GPTW_World'sBestWorkplaces_2024-MetLife_Showcase

MetLife ranks No. 13 on the 2024 World’s 25 Best Workplaces list.

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Employees say:"There is always a continuous improvement both with customers and in the workplace and you never stop learning and the camaraderie is something special because every employee feels at home."

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Employees say:"Working on a team here allows me to have an open understanding of the business we work to manage while offering me an open forum to discuss growth potential both personally and professionally. Team members, including managers take the time to get to know us and are invested in ensuring we have the tools needed to succeed within our careers."

The corporations on our annual list posted aggregate revenues of $41 trillion for the second year in a row.

Fortune partners with global people analytics firm Great Place to Work to analyze survey feedback representing employees from companies across the U.S.

GPTW Millennials 2024-Large-MetLife

Employees say:"The work-life balance is extraordinary, and I really have a great appreciation for the organization with all of the opportunities they provide to better ourselves and keep us current with the changing products, as well as the ability to provide the support needed throughout the year."

100 Best Large Workplaces for Millennials

Industries included in the sector are banks, insurance, and real estate companies.

Fortune Sector Leaders: Financials

Fortune partnered with Great Place to Work to analyze survey feedback representing nearly 140,000 U.S. employees.

GPTW-2024-New-York-Large-MetLife

Employees say:"I'm proud to say I work for MetLife and enjoy the relationships I made over the years with my internal and external customers. I feel I make a difference in the job that I do."

The Fortune 500, in its 70th year in 2024, ranks the biggest U.S. companies by revenue.

Creating a more empathetic workplace looks like staying loyal to workers, emphasizing D&I initiatives, and paying well.

100 Best Companies 2024-MetLife

In 2021, MetLife introduced a floating cultural heritage holiday to give employees the flexibility to choose when and how to celebrate their own ethnicity. In 2022, the firm debuted an associated calendar, Moments That Matter, enabling staff to highlight key cultural events, learn about colleagues’ backgrounds, and find opportunities for allyship. The company also introduced custom skin tones and the option to add personalized pronouns and name pronunciation for staff participating in the myMetLife online community. &nbsp;MetLife’s digitally enabled AI learning platform, MyLearning, allows employees to select specific skills they want to develop or use keywords to find already available content that will help them meet their goals. Boasting more than 300,000 assets to date, the platform was used by 73% of staff in 2023. &nbsp;MetLife’s annual Employee Benefit Trends Study yields data the firm has used to demonstrate that a focus on the holistic well-being of workers yields higher levels of productivity, job satisfaction, loyalty, and engagement. Fueled by this research, MetLife aims to create a caring culture throughout the organization.

The 200 companies on this list are transforming industries from the inside out.

The 26th edition of the list shows how much esteem Big Tech giants command among other business leaders.

The 25th Fortune World’s Most Admired Companies list suggests that tech giants’ peers respect them as much as ever.

Building a culture of trust and transparency is essential to help everyone thrive, especially in rocky economic times.

100 BEST COMPANIES 2023-MetLife

The global financial services company is implementing innovative employee engagement programs to help achieve its diversity, inclusion, and impact goals. 
<ul> 
 	<li>MetLife has committed to investing $2.5 billion in DEI initiatives by 2030. In 2022, the company joined The Hispanic Promise, hosted the Triangle Tech X Conference aimed at lowering barriers for women in STEM, and issued a grant to Syracuse University’s Lender Center for Social Justice to research the origins of the racial wealth gap.</li> 
 	<li>One of its DEI initiatives includes the Global DEI Leadership Council, which holds teams across the international company accountable to DEI goals.</li> 
 	<li>MetLife’s internal MyPath platform helps employees connect with managers outside of their teams to grow into new roles while contributing to important work.</li> 
 	<li>In 2023, MetLife is adding cancer support, digestive health support, family building support, and expanded mental health support for employees on the company health plan.</li> 
</ul>

The corporations on our annual list of the world’s largest companies delivered a record $41 trillion in aggregate revenues.

The 300 companies on this list are transforming industries from the inside out.

Fortune partnered with Great Place to Work to analyze survey feedback representing nearly 100,000 U.S. employees.

GPTW New York 2023-MetLife_1001394-4

Employees say: 
 
"I must admit that I not only feel supported, but also valued. I can have a work-life balance and feel that I am able to leave home at home and work at work. I also feel reassured that my teammates have my back if I was to take PTO, so that I don't have to worry about something not being taken care of. Everyone is open and honest but, also provides you with valuable feedback."

GPTW Financial Services & Insurance Large 2023-MetLife

Employees say: 
 
"The people I work with and who work for me that make this a great place to work. I feel a sense of pride and commitment to them to try and deliver on our purpose every day!"

The Fortune 500, in its 69th year in 2023, ranks the biggest U.S. companies by revenue.

F500-2023-054-MetLife

MetLife, the largest life insurance provider in the U.S., reported lower revenue and profit in 2022, as the company's finances were a victim of the year’s economic uncertainty. The company brought in $69.9 billion in revenue (down 1.7%) and $2.5 billion in profit (down 61.3%). 
<ul> 
 	<li>High inflation rates and fears of a recession contributed to the profit loss by driving down the returns of MetLife's investment portfolio, particularly in Q4 of 2022.</li> 
</ul>

Just as it dominates our economy, Big Tech now dominates Fortune’s annual ranking of corporate reputation.

Aggregate sales hit $37.8 trillion last year—an increase of 19%, the highest annual growth rate in the list’s history.

This year’s Fortune 500 marks the 68th running of the list.

F500 2022-Metlife

MetLife is the largest life insurance provider in the U.S. and serves 100 million customers in nearly 50 countries. MetLife’s revenues for 2021 were up almost 5% over 2020, to $71.1 billion, and profits rose 21.2%, as strong gains in the insurer’s investment portfolio helped offset the impact of high payouts for deaths related to COVID-19. In 2022, MetLife announced diversity, equity, and inclusion commitments that include spending $5 billion with diverse suppliers by 2030 and committing $150 million in funding through the MetLife Foundation to support underserved and underrepresented communities over that same time span.

After a year in which humanity leaned more heavily than ever on tech giants, see which companies topped Fortune's ranking of corporate reputation.

Total revenue for the world’s biggest companies fell 4.8% to $31.7 trillion this year—the first decline in half a decade.

G500 136 METLIFE

Like many insurers, MetLife felt the impact of the coronavirus pandemic on a financial level. Claims and payouts for life insurance policyholders rose as millions around the world died from COVID-19; a decrease in claims related to dental, property, and auto insurance, with customers stuck at home, wasn’t enough to counter the financial impact of those tragedies. Overall, revenues fell 2.6% to $67.8 billion, while profits dropped 8.3% from 2019. But if any business takes the long view, it’s insurance; in fact, at 153 years old, MetLife is one of the rare companies functioning today that also weathered the 1918 flu pandemic. CEO Michel Khalaf now says, “The worst impact of the pandemic on our business performance is behind us.”

This year’s Fortune 500 marks the 67th running of the list.

F500-2021-46-MetLife

For an astounding 13th straight year, Apple claims the top spot in Fortune’s annual ranking of corporate reputation, based on a survey of almost 3,800 executives, directors, and analysts.

This year's Fortune Global 500 generated $33.3 trillion in revenues and $2.1 trillion in profits.

G500-2020-149-MetLife

In his first year on the job, MetLife CEO Michel Khalaf led the 156-year-old insurer through a relatively stable period with few major natural disasters to dent its balance sheet. With revenue up just 2.5% year-over-year, the nearly $70 billion-in-revenue company dropped seven spots on the Global 500. The insurer doesn’t expect the pandemic to have a significant impact on its financials this year; according to its forecasts, the modest addition of COVID-19-related accident and health claims will be counteracted by a decrease in dental and auto claims.

This year's Fortune 500 marks the 66th running of the list.

F500-2020-048-MetLife

In his first year on the job, MetLife CEO Michel Khalaf led the 156-year-old insurer through a relatively stable period with few major natural disasters to dent its balance sheet. With revenue up just 2.5% year-over-year, the nearly $70 billion-in-revenue company dropped four spots on the Fortune 500. The insurer doesn’t expect the pandemic to have a significant impact on its financials this year; according to its forecasts, the modest addition of COVID-19-related accident and health claims will be counteracted by a decrease in dental and auto claims.

This year's Fortune Global 500 generated $27.7 trillion in revenues and $1.5 trillion in profits.

This year's Fortune 500 marks the 65th running of the list.

Here are the World's Most Admired Companies for 2018 as ranked in their industries. See who made the list.

This year's Fortune 500 marks the 64th running of the list.

This year's Fortune 500 marks the 63rd running of the list.

Here are the World's Most Admired Companies for 2016 as ranked in their industries. See who made the list.

This year's Fortune Global 500 generated $27.6 trillion in revenues and $1.5 trillion in profits.

This year's Fortune 500 marks the 62nd running of the list.

Business insiders have spoken: Asked which companies they most admire, more than 4,100 executives, directors, and analysts chose these top 50 All-Stars.

The world's 500 largest companies generated $31.2 trillion in revenues and $1.7 trillion in profits in 2014. Together, this year's Fortune Global 500 employ 65 million people worldwide and are represented by 36 countries.

This year's Fortune 500 marks the 61st running of the list. Wal-Mart claims the top spot again. See who made the list.

Global business is back. After limping through a worldwide financial crisis and economic slowdown, the 500 largest companies ranked by revenues shattered all sorts of performance records in 2013: They racked up combined revenues of $31.1 trillion, up 2.5% from 2012, and profits soared 27% to nearly $2 trillion. China’s 95 companies (up from 89 last year) posted $5.8 trillion in revenues. The U.S. has four fewer companies on the list than last year but remains (for now) the country leader, with 128 corporations on the list—including No. 1 Wal-Mart Stores—reporting $8.6 trillion in revenues. 

Wal-Mart stayed on top as its sales crept closer to half-a-trillion dollars. Apple moved into the top five. And UnitedHealth Group continued its steady climb. 

Best Companies

Rank last year

Years on list

U.S. employees

U.S. job openings

Year founded

Benefits

Subsidized childcare

Compressed work weeks

Option to work remotely

Minimum requirement in-office attendance (days per week)

Mental health coverage

Free mental health sessions (per year)

Free backup childcare time off (days)

Maximum $ amount covered for fertility services

Fully paid maternal leave (days)

Fully paid paternal leave (days)

Fully paid adoptive leave (days)

Maternal leave in addition to regular time off (days)

Paid days off for volunteering

Best Workplaces In Financial Services And Insurance

Founded

Industry Vertical

Sites

Best Companies To Work For Europe

Sector

CEO/Top executive

Group headquarters

HQ location

GPTW national list

Woman CEO

Number of Years on List

Best Workplaces For Women

# Work Sites

World's Best Workplaces

World's Best list history

Countries where the company was recognized on a GPTW national list

Industry

Current All-Star Rank

Previous All-Star Rank

Industry Rank

Previous Industry Rank

Overall Score

Innovation

People Management

Use of Corporate Assets

Social Responsibility

Quality of Management

Financial Soundness

Long-Term Investment Value

Quality of Products/Services

Global Competitiveness

Strongest Dimension

Previous rank

State

Key Financials (last Fiscal Year)

Revenues ($M)

Profits ($M)

Assets ($M)

Total Stockholder Equity ($M)

Profit Ratios

Profit as % of Revenues

Profits as % of Assets

Profits as % of Stockholder Equity

Earnings Per Share (last Fiscal Year)

Earnings Per Share ($)

EPS % Change (from prior fiscal year)

EPS % Change (5 year annual rate)

EPS % Change (10 year annual rate)

Total Return

Total Return to Investors (last year)

Total Return to Investors (5 year, annualized)

Total Return to Investors (10 year, annualized)

Best Workplaces In New York

MetLife is one of the world’s largest financial services companies, providing insurance, annuities, employee benefits and asset management to help individual and institutional customers build a more confident future.  Founded in 1868, MetLife has operations in more than 40 markets globally and holds positions in the United States, Asia, Latin America, Europe and the Middle East.

Q2 2026

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Q3 2025

Q2 2025

Q1 2025

Q4 2024

MetLife (MET): Company Profile, Stock Price, News, Rankings

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MetLife

metlife

Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2025 earnings conference call. At this time, all participants are in the listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time. As a reminder, this conference is being recorded. Before we get started, I refer you to the cautionary note about forward-looking statements in yesterday's earnings release and to risk factors discussed in MetLife's SEC filings. With that, I will turn the call over to John Hall, Global Head of Investor Relations. Please go ahead.

Thank you, Operator, and good morning, everyone. We appreciate you being with us today for MetLife's Third Quarter 2025 earnings call. Before we begin, I direct you to the information on non-GAAP measures on the investor relations portion of MetLife.com in our earnings release and in our quarterly financial supplements, which you should review. On the call this morning are Michele Khalaf, President and Chief Executive Officer, and John McCallion, Chief Financial Officer and Head of MetLife Investment Management. Other members of senior management are also available to participate in today's discussion. Last night, we released a set of quarterly supplemental slides, and they're available on our website. John McCallion will speak to these slides in his prepared remarks. An appendix to the slides features additional disclosures, GAAP reconciliations, and other information, which you should also review.

After the prepared remarks, we will have a Q&A session, which will close at the top of the hour. As a reminder, please limit yourself to one question and one follow-up. With that, over to Michele.

Thank you, John, and welcome everyone to this morning's call. Last night, MetLife reported strong third-quarter results, showcasing the earnings power of our diversified set of market-leading businesses and shining a spotlight on the positive impact of our new frontier strategy. The expectations we outlined in the second quarter emerged in the third quarter as anticipated. Most notably, underwriting results bounced back in our flagship group benefits business on normal disability experience and seasonally better dental profitability. Variable investment income posted its highest recent contribution to adjusted earnings as capital markets activity accelerated, unlocking value in private equity. Our global retirement liability origination platform is in high gear with growth in the U.S. and the U.K., as well as in Japan, where our efficient capital structure is supporting stellar sales growth.

In Latin America, our innovative digital platform for embedded insurance, Xcelerator, continues to attract and win over new strategic partners. Turning to our quarterly results, we reported adjusted earnings of $1.6 billion, or $2.37 per share, up 22% per share from the prior year period. Notable items totaled $18 million, or $0.03 per share, and included our annual actuarial assumption review and a tax adjustment in Mexico. Excluding notable items, adjusted earnings totaled $1.6 billion, or $2.34 per share, a 21% increase from a year ago. The greatest driver of our outperformance in the quarter was strong investment margins led by variable investment income, as well as volume growth across several business segments. We reported variable investment income of $483 million, above our implied quarterly outlook of $425 million, on higher private equity returns, which reached 3% for the quarter.

With the rebound in variable investment income, MetLife generated an adjusted return on equity, excluding notables, of 16.7%. A level more on par with the company's earnings power and near the top of our target of 15%-17%. We delivered a direct expense ratio of 11.6% in the third quarter. We are well ahead of schedule with this ratio relative to our new frontier commitment, with the force multiplier effect of AI and other emerging technologies accelerating our productivity and efficiency gains. Moving to MetLife's businesses, group benefits adjusted earnings, excluding notable items, totaled $457 million, up 6% from a year ago, reflecting solid underwriting results. Disability results returned to normal, and dental profitability ramped up in the quarter, consistent with its seasonal profit pattern.

As a result, we saw a 230 basis point sequential improvement in our non-medical health loss ratio, providing further confidence in achieving a combined 400 basis points of improvement across the third and fourth quarters. In retirement and income solutions, adjusted earnings, excluding notable items, totaled $423 million, up 15% from the prior year quarter, reflecting higher variable investment income. Chariot Re officially launched in the third quarter with an initial reinsurance transaction of roughly $10 billion. This strategic partnership helps expand MetLife's retirement liability origination capacity in a capital-efficient manner while also generating institutional assets for MetLife Investment Management. Total liability balances in RIS were up 3%. The solid result was driven by strong general account balance growth, including structured settlement production, a record quarter for us, in fact, and volume growth in U.K. longevity reinsurance.

MetLife (MET) Q3 2025 Earnings Call Transcript

Company Participants