Lloyds Banking Group is a British financial services group focused largely on the U.K. market. It has 16 brands, including Halifax, Scottish Widows, MBNA, Schroders Personal Wealth and Bank of Scotland, and was the first European bank to successfully issue paper currency. Lloyds is one of the U.K.’s largest banks and a major player in the U.K.'s retail banking industry, with around 27 million customers; it is also an insurance and pensions provider, and has a commercial and investment banking division that leans towards SMEs. It is based in London and Edinburgh.

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