India’s Fino Payments Bank boasts over 10 million users across the country. Like many digital banks, it offers services like digital payments, savings accounts, and remittances. It’s also the largest issuer of “micro-ATMs”: a portable terminal used to dispense cash in locations without a traditional ATM. The service is part of the bank’s focus on bringing financial services to small businesses and low-income households in underserved areas. Fino Payments Bank has been profitable since 2020.
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