• Home
  • Latest
  • Fortune 500
  • Finance
  • Tech
  • Leadership
  • Lifestyle
  • Rankings
  • Multimedia
Personal Financecredit score

The first Gen Z Congressman is making $174,000 a year but has such a bad credit score that a landlord just turned down his rental application

By
Maxwell Adler
Maxwell Adler
,
Ella Ceron
and
Bloomberg
Bloomberg
Down Arrow Button Icon
December 8, 2022, 3:47 PM ET
Rep. Maxwell Frost standing in front of American flags.
Rep.-Elect Maxwell Frost (D-FL) speaks with reporters during a break in an orientation meeting in the U.S. Capitol Building on November 14, 2022 in Washington, DC. Anna Moneymaker—Getty Images

The first Gen-Z member of Congress is heading to DC — if he can find somewhere to live.

Maxwell Alejandro Frost had his apartment rental application denied by a Washington, DC, landlord, the representative-elect said in a tweet. Frost, who is set to make $174,000 a year as a freshman Congress member, said he applied to an apartment after he gave a prospective landlord notice that his credit score was “really bad.” 

Frost said the landlord told him that the application should get approved despite his poor credit score. However, Frost’s application was still denied and he subsequently lost the apartment and the application fee.

In a follow-up tweet, he said it was his congressional bid that caused his credit score to take a hit. “I ran up a lot of debt running for Congress for a year and a half,” he said. “Didn’t make enough money from Uber itself to pay for my living.” 

Frost is a former organizer for March for Our Lives and the American Civil Liberties Union, two nonprofit groups. He also picked up gig work through Uber, the ride-hailing app. He said quitting his full-time work was necessary given the demands of campaigning.

In an interview, Frost said that even with a letter from the House showing his congressional salary it did not matter because “in this country we allow numbers like credit scores to completely define a human.”

“It just shows how much of a problem we have,” he said. His initial plan was to couch surf while he was getting his bearings in DC, but the apartment he had applied for was within his budget.

“We’ll see what ends up happening,” Frost said.

The 25-year-old Florida native won an Orlando-area seat currently held by retiring Representative Val Demings and will become the youngest member when the 118th Congress convenes in January. 

Members of Gen Z are aging into the workforce as inflation, interest rates and housing costs rise at rapid rates. They’re also facing these economic hurdles with lower credit scores than other generations: A report from Experian found that members of Gen Z had an average credit score of 679 last year. The national average was 714.

Credit card debt is also creeping back up as Americans face rising costs. Balances rose 15% from a year earlier as of the third quarter of 2022. The average interest rate for a credit card is above 19%, per Bankrate. 

Frost isn’t the first member of Congress to face housing hurdles ahead of his first day on the job. Representative Alexandria Ocasio-Cortez, a Democrat from New York who worked as a waitress prior to her election in 2018, told the New York Times in November of that year that she was facing three months without a salary before her swearing-in. 

“So how do I get an apartment?” she said. “Those little things are very real.”

—With assistance from Megan Howard.

Our new weekly Impact Report newsletter examines how ESG news and trends are shaping the roles and responsibilities of today's executives. Subscribe here.
About the Authors
By Maxwell Adler
See full bioRight Arrow Button Icon
By Ella Ceron
See full bioRight Arrow Button Icon
By Bloomberg
See full bioRight Arrow Button Icon

Latest in Personal Finance

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025

Most Popular

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Rankings
  • 100 Best Companies
  • Fortune 500
  • Global 500
  • Fortune 500 Europe
  • Most Powerful Women
  • Future 50
  • World’s Most Admired Companies
  • See All Rankings
Sections
  • Finance
  • Leadership
  • Success
  • Tech
  • Asia
  • Europe
  • Environment
  • Fortune Crypto
  • Health
  • Retail
  • Lifestyle
  • Politics
  • Newsletters
  • Magazine
  • Features
  • Commentary
  • Mpw
  • CEO Initiative
  • Conferences
  • Personal Finance
  • Education
Customer Support
  • Frequently Asked Questions
  • Customer Service Portal
  • Privacy Policy
  • Terms Of Use
  • Single Issues For Purchase
  • International Print
Commercial Services
  • Advertising
  • Fortune Brand Studio
  • Fortune Analytics
  • Fortune Conferences
  • Business Development
About Us
  • About Us
  • Editorial Calendar
  • Press Center
  • Work At Fortune
  • Diversity And Inclusion
  • Terms And Conditions
  • Site Map

© 2025 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information
FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.


Most Popular

placeholder alt text
Europe
George Clooney moves to France and sends a strong message about the American Dream
By Nick LichtenbergDecember 30, 2025
1 day ago
placeholder alt text
Success
Gen Z could wave goodbye to résumés because most companies have turned to skills-based recruitment—and find it more effective, research shows
By Orianna Rosa RoyleDecember 29, 2025
2 days ago
placeholder alt text
Environment
'I opened her door and the wind caught me, and I went flying': The U.S. Arctic air surge is sweeping northerners off their feet
By Holly Ramer and The Associated PressDecember 30, 2025
1 day ago
placeholder alt text
C-Suite
Exiting CEO left each employee at his family-owned company a $443,000 gift—but they have to stay 5 more years to get all of it
By Nick LichtenbergDecember 30, 2025
1 day ago
placeholder alt text
Success
African millennials and Gen Z are quitting their big-city dreams to go make more money back on the farm
By Mark Banchereau and The Associated PressDecember 29, 2025
2 days ago
placeholder alt text
Tech
YouTube’s cofounder and former tech boss doesn’t want his kids to watch short videos, warning short-form content ‘equates to shorter attention spans’
By Marco Quiroz-GutierrezDecember 29, 2025
2 days ago

Latest in Personal Finance

javice
LawLegal
JPMorgan says Javice firms billed millions just for ‘attendance’
By Bob Van Voris and BloombergDecember 31, 2025
4 hours ago
Real EstateHousing
‘Quiet luxury’ is coming for the housing market, The Corcoran Group CEO says. It’s not just the Hamptons, Aspen, and Miami anymore
By Sydney LakeDecember 31, 2025
6 hours ago
Personal Financegold prices
Current price of gold as of December 31, 2025
By Danny BakstDecember 31, 2025
8 hours ago
Personal FinanceLoans
Personal loan APRs on Dec. 31, 2025
By Glen Luke FlanaganDecember 31, 2025
9 hours ago
MGI
CommentaryProductivity
The world is awash in wealth but starved for productivity—and that imbalance is distorting growth, debt, and opportunity. We need AI to come through
By Jan Mischke, Olivia White and Rebecca J. AndersonDecember 31, 2025
10 hours ago
Zohran, Trump
Commentarywork culture
Strange political bedfellows not that strange in the season of the new nihilism
By Ian ChaffeeDecember 31, 2025
10 hours ago