Joseph is a staff writer on Fortune's personal finance commerce team. He's covered personal finance since 2016, previously serving as a reporter and editor at sites like Business Insider and The Points Guy. He has also contributed to major outlets such as AP News, CNN, Newsweek, and many more.

Joseph has interviewed various bank leads, visited financial institutions to advise in the creation of new bank products, and made multiple guest appearances as a personal finance authority on WGN. He is also a travel rewards expert who currently holds more than 30 credit cards. He loves tinkering with each card’s benefits to find fun and unique ways to get the most value from them.