c2:[{"authors":[{"image":"","name":"Tatiana Sataua","newsletterImage":"","url":"https://fortune.com/author/tatiana-sataua/","withoutLinks":false}],"classification":{"primaryPostTag":{"databaseId":447824896,"name":"Housing","url":"/tag/housing/"}},"databaseId":4531893,"dateGmt":"2026-07-22T20:47:21Z","excerpt":"

The New York mayor’s proposal would require landlords, brokers and listing platforms to disclose AI-generated or digitally altered rental photos.

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A new Fed measure shows just 22% of adults under 35 actually own their home—not the 37% that the headline number suggests.

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Larry Page and Sergey Brin now own around $225 million in Miami real estate, and other billionaires are bringing their companies to the coastal region.

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Some homeowners might benefit from an adjustable-rate mortgage over the more common fixed-rate loans. Here’s what to know.

\n","id":"cG9zdDo0NTMwNTI0","image":"https://fortune.com/img-assets/wp-content/uploads/2026/07/ARM-Rates-July-22.jpg?resize=1200,600","imageAlt":"","newsletters":{"nodes":[]},"primarySectionId":447853145,"sections":{"nodes":[{"databaseId":447853145,"name":"Personal Finance","url":"/section/personal-finance/"},{"databaseId":3225,"name":"Real Estate","url":"/section/real-estate/"}]},"slug":"current-arm-mortgage-rates-07-22-2026","title":"Current ARM mortgage rates report for July 22, 2026","url":"/article/current-arm-mortgage-rates-07-22-2026/"},{"authors":[{"image":"https://fortune.com/img-assets/wp-content/uploads/2024/02/Glen_5b391d.png?w=150","name":"Glen Luke Flanagan","newsletterImage":"","url":"https://fortune.com/author/glen-flanagan/","withoutLinks":false}],"classification":{"primaryPostTag":{"databaseId":3225,"name":"Real Estate","url":"/section/real-estate/"}},"databaseId":4530525,"dateGmt":"2026-07-22T07:01:00Z","excerpt":"

Looking to refinance your mortgage in hopes of getting a lower rate or tapping home equity? See our latest report on average refi rates.

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Compare average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

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Nine years after Hurricanes Irma and Maria, the territory has spent only $570 million of $1.9 billion in federal recovery funds, HUD claims.

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Some homeowners might benefit from an adjustable-rate mortgage over the more common fixed-rate loans. Here’s what to know.

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Looking to refinance your mortgage in hopes of getting a lower rate or tapping home equity? See our latest report on average refi rates.

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Compare average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

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We walk you through conventional, government-backed, jumbo loans and more, so you can find the best mortgage for your needs.

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If you’re considering a cash‑out refinance, you’re probably not refinancing to save money, but rather to access your equity. In this case, the break-even math usually doesn’t matter as much.

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