What to Do if You Win Saturday’s $800 Million Powerball Jackpot

January 8, 2016, 6:37 PM UTC
425 Million Jackpot Draws Hopeful Lottery Ticket Buyers
CHICAGO, IL - AUGUST 07: A customer purchases a Powerball lottery ticket at a 7-Eleven store on August 7, 2013 in Chicago, Illinois. The Powerball jackpot for tonight's drawing is $425 million, the third-highest total ever. (Photo by Scott Olson/Getty Images)
Photograph by Scott Olson — Getty Images

On Saturday night, someone could collect the largest U.S. lottery prize in history. The amount? A cool $800 million—and rising.

No one won the drawing on Wednesday when ticket holders were gunning for a $450 million payday.

Until now, the largest Powerball jackpot won was in February at $564.1 million. The largest Powerball prize on record was in May 2013 when a Florida woman took home $590.5 million (before taxes).

But as Fortune calculated for the $450 million sum, money will be taken out for taxes. If one person won the $800 million payout and elected to receive the money at once, there would be a $496 million prize before taxes and a $328,252,000 haul after taxes, for a hypothetical winner living in New York.

Otherwise, the same N.Y. resident could collect the cash over 29 years at the $800 million figure through an annuity. After taxes, the winner would receive about $529 million in New York. Here’s a state-by-state breakdown of the average amounts a jackpot winner would receive for a lump sum versus an annuity.