Name: Is it Christmas yet? It is for shoppers
Uploaded: 2015-09-08
Duration: 1 min 27 s
Description: Is it Christmas yet? It is for shoppers

Is it Christmas yet? It is for shoppers

shoppers may roll their eyes when they see holiday items on store shelves in September and October, but it may be financially beneficial for some consumers. Beverly Loudly of SunTrust Banks says. Right now is actually the time to start making those holiday list. The first part comes with just making a budget, making a list and, you know, kind of planning some commitments with yourself around what's going to be feasible for you to spend this holiday, And then once you have that list, you can really be looking out for deals and taking advantage of sales in advance. Gladly says an early spending plan can also help put more money in a holiday budget if consumers wisely use their credit cards with rewards attached. If you think about many of the benefits that different providers offer, um, and you're very thoughtful about you know you're asking your groceries. If you do use a credit card, you can then redeem that for cash in December, and you can have a little extra money in your pocket for those last minute gifts. And after trimming extra expenses over the next three months, like the morning latte or weekend evenings out consider adopting those habits permanently. Keep that savings plan in place throughout the year, so that either as emergencies come up or other opportunities for travel. You're prepared for that. Those who really need money to be out of sight in order not to spend it may want to have a portion of their paycheck directly deposited into a savings account for Consumer Watch. I'm Karen Cafa.