WAYZATA, MN, April 30, 2026 (EZ Newswire) -- Black Lake Digital Markets, a subsidiary of Black Lake Investment Solutions, today announced the launch of the ACUMA Lending Exchange, a fully integrated, end-to-end mortgage platform. The Exchange is designed exclusively for credit unions affiliated with the American Credit Union Mortgage Association (ACUMA). Built on Black Lake's Correspondent in a Box™ technology, the Exchange gives member credit unions a single, cohesive operating environment covering every stage of the mortgage lifecycle: underwriting and eligibility decisioning, pricing, commitment, quality control and compliance, asset distribution, and investor settlement.
For the first time, ACUMA member credit unions now have access to an institutional-grade technology stack that unifies what has historically been a fragmented, multi-vendor process. This enables the credit unions to manufacture and distribute conforming and specialty mortgage assets efficiently, within a single, scalable counterparty framework.
"Credit unions deserve a mortgage platform built around their needs, not retrofitted from technology designed for banks or IMBs,” said Jay Patel, Chief Revenue Officer at Black Lake Digital Markets. “The ACUMA Lending Exchange covers the entire loan journey: eligibility at origination, automated QC, best-execution pricing, compliant transfer, and investor distribution. It's a single counterparty relationship that replaces five- or six-point solutions, and it's built to scale with the credit union community."
The platform addresses the full continuum of mortgage activity, from the moment a loan is evaluated for eligibility against investor guidelines, through QC validation, pricing and commitment, electronic document transfer and boarding, and distribution to buyers. Credit unions operating on the Exchange benefit from a single relationship, a single data environment, and a single accountability structure across every step of that workflow.
"ACUMA exists to help credit unions compete and grow in the mortgage market,” said Peter Benjamin, President at ACUMA. “The ACUMA Lending Exchange is a direct expression of that mission, giving our member institutions access to institutional-grade technology and execution capabilities that were previously out of reach. We're proud to partner with Black Lake to bring this to the credit union community."