• Home
  • Latest
  • Fortune 500
  • Finance
  • Tech
  • Leadership
  • Lifestyle
  • Rankings
  • Multimedia

Trendingnow

1

Jeff Bezos wants the bottom half of earners to pay zero income tax—he says nurses making just $75K should save $12K a year

2

Despite a $500 million net worth, Shaq just finished his fourth degree. He warns graduates: 'Your character will take you further than your resume'

3

Bolt CEO says he let go of his entire HR team for creating problems that didn’t exist: ‘Those problems disappeared when I let them go’ 

1

Jeff Bezos wants the bottom half of earners to pay zero income tax—he says nurses making just $75K should save $12K a year

2

Despite a $500 million net worth, Shaq just finished his fourth degree. He warns graduates: 'Your character will take you further than your resume'

3

Bolt CEO says he let go of his entire HR team for creating problems that didn’t exist: ‘Those problems disappeared when I let them go’ 
Personal FinanceCredit cards

Delta is offering huge SkyMiles bonuses for new cardholders. Are they actually worth it?

Dia Adams
By
Dia Adams
Dia Adams
Senior Editor, Personal Finance
Down Arrow Button Icon
Dia Adams
By
Dia Adams
Dia Adams
Senior Editor, Personal Finance
Down Arrow Button Icon
February 7, 2025, 3:01 AM ET
Server carrying two martinis past people on a couch.
Getty Images

Delta SkyMiles American Express cards are offering new cardholders huge welcome bonuses—but these windfalls might be a bit too good to be true.

Recommended Video

From February 6 to April 2, 2025, eligible applicants for a range of Delta SkyMiles cards can snag up to 110,000 bonus miles. Many people might see a windfall like this as rocket fuel for their travel dreams—but it leaves me scratching my head over Delta’s increasingly elusive premium cabin awards.

The promotion spans Delta’s entire card lineup, from the entry-level to the top-tier . Each tier is offering bonuses that are much richer than the standard offer.

For instance, the Gold card’s offer soars from 50,000 to 80,000 miles, while the Reserve card tempts with a whopping 100,000 miles, up from its usual 70,000.

Before you rush to apply, consider this: Delta’s recent pivot to prioritizing premium cabin revenue has reshaped the SkyMiles landscape. While these inflated bonuses might seem like a ticket to luxury travel, the reality of finding those coveted first-class seats at reasonable mile rates has become increasingly challenging.

The Delta SkyMiles special offers

Delta’s limited-time promotion, running until April 2, 2025, includes the following welcome bonuses for new cardholders. These offers represent significant increases over the standard welcome bonuses, with some cards offering up to 30,000 additional miles compared to their usual offers.

Personal Delta SkyMiles cards:

  • Delta SkyMiles® Gold American Express Card: Earn 80,000 bonus miles after spending $3,000 in purchases within the first 6 months
  • : Earn 90,000 bonus miles after spending $4,000 in purchases within the first 6 months
  • Delta SkyMiles® Reserve American Express Card: Earn 100,000 bonus miles after spending $6,000 in purchases within the first 6 months

Business Delta SkyMiles cards:

  • : Earn 90,000 bonus miles after spending $6,000 in purchases within the first 6 months
  • : Earn 100,000 bonus miles after spending $8,000 in purchases within the first 6 months
  • : Earn 110,000 bonus miles after spending $12,000 in purchases within the first 6 months

Standard benefits of Delta SkyMiles cards

Delta SkyMiles American Express Cards offer a range of standard benefits for both personal and business travelers. Let’s break down the key features of each card:

Delta SkyMiles Gold American Express Card

  • TakeOff 15: Save 15% on Award Travel on Delta when booking with miles
  • $200 Delta Flight Credit after spending $10,000 in purchases on the card in a calendar year
  • First checked bag free on Delta flights, saving up to $70 on a round-trip flight per person
  • Zone 5 Priority Boarding
  • $150 Delta Stays Credit for prepaid hotels or vacation rentals booked through Delta Stays
  • 20% in-flight savings on select purchases
  • No foreign transaction fees
  • 2X SkyMiles on Delta and U.S. restaurants and groceries, 1X on all other purchases

Delta SkyMiles Platinum American Express Card

All benefits of the Gold card, plus:

  • Annual Companion Certificate upon card renewal
  • Faster path to elite status through Status Boost
  • Additional statement credits for Resy and rideshare purchases
  • 3X miles on Delta purchases and hotels, 2X miles at restaurants and U.S. supermarkets, 1X on all other purchases

Delta SkyMiles Reserve American Express Card

All benefits of the Platinum card, plus:

  • Complimentary Delta Sky Club access (15 visits per year)
  • Centurion Lounge access when flying Delta
  • Annual Companion Certificate valid for First Class, Delta Comfort+, or Main Cabin
  • Fastest path to elite status
  • 3X miles on Delta purchases, 1X on all other purchases

Business Delta SkyMiles Cards

The business versions of these cards offer similar benefits to their personal counterparts, with some additional perks tailored for business spending:

  • Delta SkyMiles Gold Business Card: Swaps 2X on groceries for  2X miles on U.S. shipping and select advertising purchases
  • Delta SkyMiles Platinum Business Card: Adds 1.5X miles on single eligible purchases of $5,000 or more (up to 50,000 additional miles per year)
  • Delta SkyMiles Reserve Business Card: Adds 1.5X miles on all purchases after spending $150,000 in a calendar year

Read more from Fortune

  • The best high-yield savings accounts offer APYs up to 5%. Here are the best rates for today, February 27, 2025.
  • Need help managing your money? Here’s how to understand the difference between financial advisors and wealth managers.
  • Discover today’s highest CD rates, up to 4.50% for February 27, 2025.
  • One in five eligible taxpayers don’t take advantage of this valuable tax credit, according to the IRS.
  • Airfare guru Scott Keyes shares his tips on booking cheap flights: Flexibility is your greatest ally
  •  

    Here’s the good news

    These offers are much richer than the standard Delta SkyMiles bonuses, with some cards offering up to 30,000 additional miles. The Gold card’s jump from 50,000 to 80,000 miles for just $1,000 more in spending is particularly attractive, especially for those who can easily meet the spend requirement.

    For business owners earning 90,000 to 110,000 miles could provide substantial value, particularly if aligned with planned business expenses.

    Airline credit cards are worth it, but with one big caveat. In many cases, the primary value is the perks, not the miles. Benefits like free checked bags, priority boarding, and companion certificates can provide tangible value that often outweighs the annual fee.

    As long as you are content with flying economy, the Delta SkyMiles cards can present real value, too. Check out the SkyMiles deals page to get an idea of where your miles could take you, especially once you consider the TakeOff15 discount that comes with Delta Amex cards. 

    I’ve seen flights to Mexico for 10,000 SkyMiles and flights within the continental U.S. for 5,000 SkyMiles on the deals page over the past few months. 

    Joseph Hostetler, credit cards expert and writer, took advantage of an award deal. “I recently booked round-trip travel to a wedding 850 miles away for just 12,000 Delta miles all-in. Competing airlines wanted over double that price,” he says. 

    But here’s the catch

    Delta’s focus on premium cabin revenue has led to a devaluation of SkyMiles for aspirational redemptions. This shift in strategy has made it increasingly difficult for SkyMiles members to get value from their miles, especially for first-class travel.

    Delta’s success in selling premium cabins for cash has created a dilemma. While it’s great for their bottom line, it potentially diminishes the value proposition of their other credit card offerings. As first-class seats become less available for award bookings, the allure of earning SkyMiles through credit card spend may wane.

    Moreover, while these offers come with higher bonuses, they also require increased spending. It’s crucial to ensure you can meet these thresholds without overextending yourself financially.

    The takeaway

    For Delta loyalists or those eyeing a big trip, these offers present an opportunity to quickly amass a substantial mileage balance. However, it’s essential to temper expectations about how far these miles will take you, especially in premium cabins.

    The Gold card offer stands out as the best balance of increased bonus and manageable spend increase. For high spenders or business owners, the Reserve cards’ offers could provide exceptional value, particularly when factoring in additional perks like Sky Club access and companion certificates.

    Remember, these are limited-time offers ending April 2, 2025. If you’ve been considering a Delta card, now might be the time to act—but ensure a new card aligns with your travel goals and financial situation. And keep in mind that while the miles can be valuable, the real worth of these cards often lies in their ongoing benefits rather than in aspirational premium cabin redemptions.

    Related reading:

    Delta’s First-Class dilemma: maximizing ticket revenue leaves SkyMiles members cold

    Are airline credit cards worth it? Yes, but there’s a catch

    Are premium credit cards worth it? Here’s how they compare

    The Fortune 500 Innovation Forum will convene Fortune 500 executives, U.S. policy officials, top founders, and thought leaders to help define what’s next for the American economy, Nov. 16-17 in Detroit. Apply here.
    About the Author
    Dia Adams
    By Dia AdamsSenior Editor, Personal Finance
    LinkedIn iconTwitter icon

    Dia Adams was a senior staff editor on the personal finance team at Fortune. Dia has been featured on national television, radio, print, and online media as an expert in the realm of credit cards, travel rewards, and family travel.

    See full bioRight Arrow Button Icon

    Latest in Personal Finance

    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025

    Most Popular

    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Finance
    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
    By Fortune Editors
    October 20, 2025
    Fortune Secondary Logo
    Rankings
    • 100 Best Companies
    • Fortune 500
    • Global 500
    • Fortune 500 Europe
    • Most Powerful Women
    • World's Most Admired Companies
    • See All Rankings
    • Lists Calendar
    Sections
    • Finance
    • Fortune Crypto
    • Features
    • Leadership
    • Health
    • Commentary
    • Success
    • Retail
    • Mpw
    • Tech
    • Lifestyle
    • CEO Initiative
    • Asia
    • Politics
    • Conferences
    • Europe
    • Newsletters
    • Personal Finance
    • Environment
    • Magazine
    • Education
    Customer Support
    • Frequently Asked Questions
    • Customer Service Portal
    • Privacy Policy
    • Terms Of Use
    • Single Issues For Purchase
    • International Print
    Commercial Services
    • Advertising
    • Fortune Brand Studio
    • Fortune Analytics
    • Fortune Conferences
    • Business Development
    • Group Subscriptions
    About Us
    • About Us
    • Press Center
    • Work At Fortune
    • Terms And Conditions
    • Site Map
    • About Us
    • Press Center
    • Work At Fortune
    • Terms And Conditions
    • Site Map
    • Facebook icon
    • Twitter icon
    • LinkedIn icon
    • Instagram icon
    • Pinterest icon

    Latest in Personal Finance

    Best private student loans in May 2026
    Personal FinanceLoans
    Best private student loans in May 2026
    By Joseph HostetlerMay 22, 2026
    2 hours ago
    dimon
    Investingbubble
    Jamie Dimon sees ‘exuberance’ in markets. That’s a loaded word when it comes to bubbles popping
    By Nick LichtenbergMay 22, 2026
    3 hours ago
    Current price of Bitcoin for May 22, 2026
    Personal FinanceCryptocurrency
    Current price of Bitcoin for May 22, 2026
    By Joseph HostetlerMay 22, 2026
    4 hours ago
    Current price of Ethereum for May 22, 2026
    Personal FinanceEthereum
    Current price of Ethereum for May 22, 2026
    By Joseph HostetlerMay 22, 2026
    4 hours ago
    Top CD rates from major banks May 22, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more
    Personal FinanceCertificates of Deposit (CDs)
    Top CD rates from major banks on May 22, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more
    By Joseph HostetlerMay 22, 2026
    4 hours ago
    Current price of oil as of May 22, 2026
    Personal FinanceOil
    Current price of oil as of May 22, 2026
    By Joseph HostetlerMay 22, 2026
    4 hours ago

    Most Popular

    Jeff Bezos wants the bottom half of earners to pay zero income tax—he says nurses making just $75K should save $12K a year
    Success
    Jeff Bezos wants the bottom half of earners to pay zero income tax—he says nurses making just $75K should save $12K a year
    By Preston ForeMay 21, 2026
    1 day ago
    Despite a $500 million net worth, Shaq just finished his fourth degree. He warns graduates: 'Your character will take you further than your resume'
    Success
    Despite a $500 million net worth, Shaq just finished his fourth degree. He warns graduates: 'Your character will take you further than your resume'
    By Preston ForeMay 20, 2026
    2 days ago
    Bolt CEO says he let go of his entire HR team for creating problems that didn’t exist: ‘Those problems disappeared when I let them go’ 
    Workplace Culture
    Bolt CEO says he let go of his entire HR team for creating problems that didn’t exist: ‘Those problems disappeared when I let them go’ 
    By Preston ForeMay 19, 2026
    3 days ago
    Pay transparency is exposing a bigger problem: Most companies can't explain why they pay what they pay
    Workplace Culture
    Pay transparency is exposing a bigger problem: Most companies can't explain why they pay what they pay
    By Sydney LakeMay 20, 2026
    2 days ago
    Current price of oil as of May 21, 2026
    Personal Finance
    Current price of oil as of May 21, 2026
    By Joseph HostetlerMay 21, 2026
    1 day ago
    McKinsey partner says up to 50% of work hours could be transformed within the next 5 years
    AI
    McKinsey partner says up to 50% of work hours could be transformed within the next 5 years
    By Emma BurleighMay 21, 2026
    1 day ago

    © 2026 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information
    FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.