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Here’s how late banks are open on Christmas Eve 2021

December 24, 2021, 11:00 AM UTC

Banking on Christmas Eve is confusing enough in a regular year. Some close early. Some may not even open. And policies can vary from branch to branch. 2021 is taking things to the next level, though.

Dec. 25 is a bank holiday. But it’s on a Saturday this year, so some financial institutions—like the New York Stock Exchange—will observe it on Dec. 24. Does that mean banks are closed too? Not necessarily.

Many locations, though, will have notably reduced hours, according to GoBankingRates.com. Hours can vary from branch to branch, so it’s always wise to call and confirm before you venture out into the pre-Christmas traffic madness, especially if your location is near a mall. That said, here’s a look at which banks are open—and how late.

Christmas Eve banking hours

Bank of America

9 a.m. to 2 p.m.

Bank of the West

9 a.m. to 2 p.m.

BBVA

9 a.m. to 1 p.m.

BB&T

9 a.m. to 2 p.m.

BMO Harris Bank

8 a.m to 12–3 p.m., depending on location

Capital One

9 a.m to 2 p.m.

Chase

9 a.m. to 3 p.m.

Citizens Bank

10 a.m. to 2–3 p.m., depending on location

Fifth Third Bank

9 a.m. to 2 p.m.

Huntington National Bank

9 a.m. to 2 p.m.

KeyBank

9 a.m. to 1 p.m.

People’s United Bank

9 a.m. to 3 p.m.

PNC Bank

11 a.m. to 2 p.m.

Regions

9 a.m. to 12 p.m.

Santander Bank

9 a.m. to 3 p.m.

SunTrust Bank

9 a.m. to 2 p.m.

TD Bank

8 a.m. to 3 p.m.

UBank

9 a.m. to 1 p.m.

Union Bank

9 a.m. to 1 p.m.

US Bank

9 a.m. to 1 p.m.

Wells Fargo

9 a.m. to 3 p.m.

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