You probably have a favorite credit card but are constantly tempted by deals to go to another company. But should you jump ship just for some extra perks? Visa and Mastercard offer different programs with exclusive advantages, and there are some key distinctions you should know about. In the Coinage video above, learn the three points to consider to choose the right card for you. Doing your research, as painstaking as it may be, is a critical step—and may yield the best rewards for down the line.