Could your location put you at a higher risk for stolen credit information during e-commerce transactions? Credit reporting agency Experiananalyzed millions of e-commerce transactions from 2015 to determine the frequency of fraud across the U.S.
Florida is the overall riskiest states for fraud, followed by Delaware, Washington, D.C., Oregon, and California. Most of the fraudsters are based in Delaware, followed by Oregon, Florida, California, and Nevada.
By frequency of fraud per city, Eudora, Kans., has the overall riskiest billing ZIP code (66025). The next two riskiest ZIP codes are in Miami and Boston.
The states with the least amount of fraud were Pennsylvania, Rhode Island, Wyoming, South Dakota, and West Virginia.
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According to recent studies, annual e-commerce and payments fraud costs reached $32 billion in 2014, a 38% increase over 2013.
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Experian’s senior vice president of fraud, Adam Fingersh, warns that e-commerce fraud is not confined to just larger cities. He cautions that the move to chip-enabled credit cards and more e-commerce companies adopting anti-fraud software (which Experian peddles) could help combat fraudsters.