Photograph by Patrick T. Fallon — Bloomberg via Getty Images
By Leena Rao
May 19, 2016

Android Pay will soon make an appearance at your ATM machine, according to Google execs who showcased the technology at the search giant’s developer conference on Wednesday.

Android Pay, which debuted in the U.S. last September, lets shoppers pay at store checkout counters by waving their Android smartphones in front of a wireless reader, equipped with near-field communications (or NFC) technology. Shoppers upload their credit and debit card information to the mobile app to pay instead of using cash or taking credit cards from their wallets. It’s similar in many ways to Apple’s mobile payments service, Apple Pay.

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With Wednesday’s news, Android Pay’s technology will be integrated at thousands of Bank of America ATM machines, starting in San Francisco and the Bay Area. At the ATM, an Android Pay user can open the mobile app and select the Bank of America debit card within his or her digital wallet.

The owner can then hold the phone over the ATM’s contactless card reader. Once the reader recognizes the device, the user will be prompted to enter his or her pin, select from which account to draw cash, and withdraw money.

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It essentially saves someone the hassle of taking an ATM card out of a wallet. It’s also similar to the problem that Android Pay and Apple Pay are trying to solve at the cash register. Instead of pulling out a credit card at Walgreens, for example, the shopper only has to touch the phone to the register to enable the payment.

Bank of America said that it would expand this cardless technology to 5,000 ATMs by the end of the year.


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