Allstate

It’s always a painful bottleneck: After a fire or storm, homeowners can wait for weeks for adjusters to verify damage so they can file insurance claims. Allstate is attacking the delay with “virtual inspections,” using aerial imagery from satellites and drones and a customized video-streaming app managed by its tech subsidiary, Arity, to confirm damage from wind, fire, and hail. Customers get paid faster, while Allstate’s processing costs drop.