Ocwen Financial

Risky property loans might not sound fun, but specializing in them has been profitable for Ocwen, the largest non-bank mortgage servicer in the country. As the housing market bulks up, Ocwen has managed to save hundreds of thousands of homeowners from foreclosure while also somehow managing a better return on investment for mortgage investors. The mortgage servicer doesn’t only rely on its own growth to compete. To play in the big leagues, Ocwen acquires mortgage servicing rights from large, well-known banks, including Morgan Stanley, Goldman Sachs Group, and J.P. Morgan Chase. —V.G.