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Sometimes it’s about being in the right place at the right time. For MasterCard, that very well could come in the form of Apple Pay, which may finally break the barrier between consumers and mobile payment. MasterCard and Banga could benefit from increased transactions using mobile phones. But the CEO isn’t letting MasterCard rest on its laurels, as the company continues its efforts to expand in China and other parts of Asia. MasterCard’s presence in the region grew by 15% through three quarters of 2014, compared to 2013, at a time when Asian economies have begun to show some signs of weakness. —R.D.